CPI Card Valuation
| PMTS Stock | USD 12.70 0.43 3.27% |
At this time, the firm appears to be undervalued. CPI Card Group shows a prevailing Real Value of $16.11 per share. The current price of the firm is $12.7. Our model approximates the value of CPI Card Group from reviewing the firm fundamentals such as Current Valuation of 457.15 M, operating margin of 0.09 %, and Return On Asset of 0.0944 as well as analyzing its technical indicators and probability of bankruptcy. Key fundamental drivers impacting CPI Card's valuation include:
Enterprise Value | Enterprise Value Ebitda 6.0386 | Price Sales 0.29 | Forward PE 4.6318 | Trailing PE 10.8512 |
Undervalued
Today
Please note that CPI Card's price fluctuation is not too volatile at this time. Calculation of the real value of CPI Card Group is based on 3 months time horizon. Increasing CPI Card's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the CPI stock is determined by what a typical buyer is willing to pay for full or partial control of CPI Card Group. Since CPI Card is currently traded on the exchange, buyers and sellers on that exchange determine the market value of CPI Stock. However, CPI Card's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 12.7 | Real 16.11 | Target 28.25 | Hype 12.73 | Naive 11.89 |
The intrinsic value of CPI Card's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence CPI Card's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of CPI Card Group helps investors to forecast how CPI stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of CPI Card more accurately as focusing exclusively on CPI Card's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use CPI Card's intrinsic value based on its ongoing forecasts of CPI Card's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against CPI Card's closest peers.
CPI Card Cash |
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CPI Revenue by Product
CPI Card Total Value Analysis
CPI Card Group is at this time anticipated to have valuation of 457.15 M with market capitalization of 149.52 M, debt of 289.47 M, and cash on hands of 9.05 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the CPI Card fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
457.15 M | 149.52 M | 289.47 M | 9.05 M |
CPI Card Investor Information
About 76.0% of the company shares are owned by institutional investors. The company last dividend was issued on the 14th of June 2017. CPI Card Group had 1:5 split on the 20th of December 2017. Based on the measurements of operating efficiency obtained from CPI Card's historical financial statements, CPI Card Group may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Total Cash From Operating Activities | 28.4 M | 49.8 M |
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CPI Card Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. CPI Card has an asset utilization ratio of 137.45 percent. This implies that the Company is making $1.37 for each dollar of assets. An increasing asset utilization means that CPI Card Group is more efficient with each dollar of assets it utilizes for everyday operations.CPI Card Profitability Analysis
Based on the measurements of profitability obtained from CPI Card's financial statements, CPI Card's profitability may be sliding down. It has an above-average probability of reporting lower numbers next quarter. Profitability indicators assess CPI Card's ability to earn profits and add value for shareholders.Net Income | First Reported 2014-03-31 | Previous Quarter 518 K | Current Value 2.3 M | Quarterly Volatility 6.4 M |
| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Gross Profit Margin | 0.26 | 0.32 |
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For CPI Card profitability analysis, we use financial ratios and fundamental drivers that measure the ability of CPI Card Group to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well CPI Card utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between CPI Card's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of CPI Card over time as well as its relative position and ranking within its peers.
CPI Card Earnings per Share Projection vs Actual
The next projected EPS of CPI Card is estimated to be 0.665 with future projections ranging from a low of 0.6175 to a high of 0.7125. CPI Card's most recent 12-month trailing earnings per share (EPS TTM) is at 1.21. Please be aware that the consensus of earnings estimates for CPI Card Group is based on EPS before non-recurring items and includes expenses related to employee stock options.CPI Card Earnings Estimation Breakdown
The calculation of CPI Card's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of CPI Card is estimated to be 0.665 with the future projection ranging from a low of 0.6175 to a high of 0.7125. Please be aware that this consensus of annual earnings estimates for CPI Card Group is based on EPS before non-recurring items and includes expenses related to employee stock options.Last Reported EPS
0.62 Lowest | Expected EPS | 0.71 Highest |
CPI Card Earnings Projection Consensus
Suppose the current estimates of CPI Card's value are higher than the current market price of the CPI Card stock. In this case, investors may conclude that CPI Card is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and CPI Card's stock will quickly adjusts to the new information provided by the consensus estimate.
| Number of Analysts | Historical Accuracy | Last Reported EPS | Estimated EPS for 31st of December 2026 | Current EPS (TTM) | |
| 4 | 67.32% | 0.0 | 0.665 | 1.21 |
CPI Card Ownership Allocation
The market capitalization of CPI Card Group is $149.52 Million. The majority of CPI Card Group outstanding shares are owned by other corporate entities. These outside corporations are usually referred to as non-private investors looking to acquire positions in CPI Card Group to benefit from reduced commissions. Thus, institutional investors are subject to a different set of regulations than regular investors in CPI Card. Please pay attention to any change in the institutional holdings of CPI Card Group as this could imply that something significant has changed or is about to change at the company. Please take into account that even companies with profitable outlook can generate negative future returns on their equity. If the true value of the firm is less than the current market value, you may not be able generate positive returns on investment in the long run.CPI Card Profitability Analysis
The company reported the previous year's revenue of 480.6 M. Net Income was 19.52 M with profit before overhead, payroll, taxes, and interest of 179.28 M.About CPI Card Valuation
The stock valuation mechanism determines CPI Card's current worth on a daily basis. In general, an absolute valuation approach attempts to find the value of CPI Card Group based exclusively on its fundamental and basic technical indicators. As compared to an absolute model, our relative valuation model uses a comparative analysis of CPI Card. We calculate exposure to CPI Card's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of CPI Card's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 196.9 M | 120.5 M | |
| Pretax Profit Margin | 0.06 | 0.04 | |
| Operating Profit Margin | 0.12 | 0.09 | |
| Net Profit Margin | 0.04 | 0.04 | |
| Gross Profit Margin | 0.32 | 0.26 |
CPI Card Growth Indicators
Investing in growth stocks can be very risky. If the company such as CPI Card does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 11.9 M | |
| Quarterly Earnings Growth Y O Y | 0.727 | |
| Forward Price Earnings | 4.6318 |
CPI Card Current Valuation Indicators
CPI Card's valuation analysis is a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final CPI Card's valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as CPI Card, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use CPI Card's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes CPI Card's worth.Additional Tools for CPI Stock Analysis
When running CPI Card's price analysis, check to measure CPI Card's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy CPI Card is operating at the current time. Most of CPI Card's value examination focuses on studying past and present price action to predict the probability of CPI Card's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move CPI Card's price. Additionally, you may evaluate how the addition of CPI Card to your portfolios can decrease your overall portfolio volatility.